Veterans Day Thank You

Veterans Day Thank You

Thank a United States Veteran

Every day, but especially on this Veteran’s Day, we take the time to thank veterans for their service to the United States.  It is because of their sacrifice that citizens like you and me enjoy the freedoms we experience daily.

Thank you, United States Veterans,  for your service!

The History of Veterans Day

The History of Veterans DayVeterans Day originated as “Armistice Day” on Nov. 11, 1919, the first anniversary of the end of World War I. Congress passed a resolution in 1926 for an annual observance, and Nov. 11 became a national holiday beginning in 1938. Unlike Memorial Day, Veterans Day pays tribute to all American veterans—living or dead—but especially gives thanks to living veterans who served their country honorably during war or peacetime.

Why Call the Traffic Ticket Office?

The Traffic Ticket Office helps you resolve your traffic ticket issues. Would you attempt to represent yourself in court? We have over 25 years experience. We handle cases dealing with all sorts of Miami traffic violations. From speeding tickets, red light violations, DUI’s, suspended licenses, we can help you. We are even successful helping habitual offenders keep their licenses. Because of this, we know how to best represent your particular situation. As a result, we will clear your driver’s license.

The Traffic Ticket Office assists you in finding simple and affordable solutions keep you driving. We also help you maintain a clean driving record. Our traffic attorneys have helped thousands of clients protect themselves from both the financial and practical burdens traffic tickets can cause. Allow us to represent you. Have an experienced Miami traffic ticket lawyer fight on your behalf.

Call 305-LAW-FIRM (305-529-3476) today for your free consultation.

So, remember, STOP! Don’t Pay That Ticket!

WANT TO READ MORE ABOUT HOW THE TRAFFIC TICKET OFFICE CAN HELP YOU? Click here.

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Halloween safety tips

Halloween safety tips

Halloween is this coming Tuesday.  Are you prepared?

Here are some Halloween safety tips to keep in mind as you’re out trick or treating with your kids.  Make sure to follow these to ensure a safe holiday.

reprinted from Improvements.com

10 Trick or Treat Safety Tips:

  1. Go During Safe Trick Or Treat Times
    You don’t have to wait until it is pitch-black outside to go trick-or-treating. A good trick or treat time is right after an early dinner and just before dusk when you can keep better track of your children and you are able to see the others that you encounter on the street. Besides, if you are the first person there, you will have the best selection of candy!
  2. Steer Clear Of Masks
    While masks are a fun part of many costumes, do your best to recreate the mask with face paint. Having a mask on can sometimes impair the vision of the child wearing it.
  3. Be Visible
    If your kids will comply, choose costumes that are brightly colored so that they are easier to see in the dark. If they really want a dark costume, apply some reflective strips to their costume. You could also have them wear glow necklaces or carry glow sticks and flashlights.
  4. Never Go Alone
    It is important that your children have an adult chaperon at all times while trick or treating. You should also discreetly add some emergency identification information such as the child’s name, address & phone number to their costume or on a bracelet in case your child happens to get separated from the group.
  5. Walking Tips
    Be sure that your children understand simple traffic rules, such as stopping and looking both ways before crossing the street, and staying in a crosswalk if one is available. If you have to cross at a light, make sure you have the proper “walk” signal before you proceed. Inform your children that they should never assume that they have the right away when crossing the street, especially at night on Halloween.
  6. Knock On Doors That You Know
    Encourage your children to only trick-or-treat at homes where they know the inhabitants. If they know everyone on the street, except for one house, they could ask the neighbors about that one house. If a home is dark or has no Halloween decorations, that is typically a good sign that they are not up for trick-or-treaters.
  7. Don’t Go Inside
    Trick-or-treaters always seem to run across a house or two where someone invites them to “come in”. Remind your little ones that they should never go inside anybody’s home while trick-or-treating. They can easily get the candy they seek from the porch or if the homeowner is persistent, inform them to simply turn and walk away.
  8. Stay On Track
    It might be tempting to take a short cut through an alley or cut through someone’s yard, but that can sometimes pose a danger. Stay on streets and in neighborhoods that are well lit and where there are plenty of people around.
  9. Say No!
    If you’re children are old enough to trick or treat in a group without you, be sure and designate a time for their return. Teach your children that if a stranger offers to give them a ride or take them to a Halloween Party, they should say “no”.
  10. Taste-Testing Patience   Trick or treating is for gathering candy, not eating it as they receive it. Pack a goody bag with some of your own Halloween candy so your kids have something to snack on if they just can’t wait until they get home.

Why Call the Traffic Ticket Office?

The Traffic Ticket Office helps you resolve your traffic ticket issues. We have over 25 years experience. We handle cases dealing with all sorts of Miami traffic violations. From speeding tickets, red light violations, DUI’s, suspended licenses, we can help you. We are even successful helping habitual offenders keep their licenses. Because of this, we know how to best represent your particular situation. As a result, we will clear your driver’s license.

The Traffic Ticket Office assists you in finding simple and affordable solutions keep you driving. Our traffic attorneys have helped thousands of clients protect themselves from both the financial and practical burdens traffic tickets can cause. Allow us to represent you. Have an experienced Miami traffic ticket lawyer fight on your behalf.

Call 305-LAW-FIRM (305-529-3476) today for your free consultation.

So, remember, STOP! Don’t Pay That Ticket!

WANT TO READ MORE ABOUT HOW THE TRAFFIC TICKET OFFICE CAN HELP YOU? Click here.

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Don't Pay That Ticket!

Don’t Pay That Ticket!

 

Don’t Pay That Ticket!

Don’t pay that ticket! The attorneys at the Traffic Ticket Office counsel you to never pay any type of traffic violation or citation issued to you.  Just, Don’t Pay That Ticket!

Why?

It’s simple….your paying that ticket is an admission of guilt. An admission of guilt implies you are guilty of said violation.   In this case, not only are you subject to having to pay a hefty ticket or violation cost, but perhaps even worse, your insurance rate will increase as points will be assessed to your driver’s record. This consequence could add 7 years of much costlier insurance rates to your good record.

The Traffic Ticket Office Can Help You

For $69, the Traffic Ticket Office, also known as the ticket clinic on 103rd street, will represent you in court and handle the matter for you. Our knowledgeable attorneys will navigate any type of traffic ticket violation you receive and take your stress and worry away. Why would you attempt to represent yourself in court?

Why Call the Traffic Ticket Office?

The Traffic Ticket Office helps you resolve your traffic ticket issues. We have over 25 years experience. We handle cases dealing with all sorts of Miami traffic violations. From speeding tickets, red light violations, DUI’s, suspended licenses, we can help you. We are even successful helping habitual offenders keep their licenses. Because of this, we know how to best represent your particular situation. As a result, we will clear your driver’s license.

The Traffic Ticket Office assists you in finding simple and affordable solutions keep you driving. Our traffic attorneys have helped thousands of clients protect themselves from both the financial and practical burdens traffic tickets can cause. Allow us to represent you. Have an experienced Miami traffic ticket lawyer fight on your behalf.

Call 305-LAW-FIRM (305-529-3476) today for your free consultation.

So, remember, STOP! Don’t Pay That Ticket!

WANT TO READ MORE ABOUT HOW THE TRAFFIC TICKET OFFICE CAN HELP YOU? Click here.

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Friday the 13th History

Friday the 13th History

 

reprinted from History.com

The History of Friday the 13th

Long considered a harbinger of bad luck, Friday the 13th has inspired a late 19th-century secret society, an early 20th-century novel, and a horror film franchise.   Additionally, it has inspired not one, but two unwieldy terms—paraskavedekatriaphobia and friggatriskaidekaphobia—that describe fear of this supposedly unlucky day.

Just like walking under a ladder, crossing paths with a black cat or breaking a mirror, many people hold fast to the belief that Friday the 13th brings bad luck. Though it’s uncertain exactly when this particular tradition began, negative superstitions have swirled around the number 13 for centuries.

While Western cultures have historically associated the number 12 with completeness (there are 12 days of Christmas, 12 months and zodiac signs, 12 labors of Hercules, 12 gods of Olympus and 12 tribes of Israel, just to name a few examples), its successor 13 has a long history as a sign of bad luck.

The ancient Code of Hammurabi, for example, reportedly omitted a 13th law from its list of legal rules. Though this was probably a clerical error, superstitious people sometimes point to this as proof of 13’s longstanding negative associations.

Fear of the number 13 has even earned a psychological term: triskaidekaphobia.

According to biblical tradition, 13 guests attended the Last Supper, held on Maundy Thursday, including Jesus and his 12 apostles (one of whom, Judas, betrayed him). The next day, of course, was Good Friday, the day of Jesus’ crucifixion.

The seating arrangement at the Last Supper is believed to have given rise to a longstanding Christian superstition that having 13 guests at a table was a bad omen—specifically, that it was courting death.

Though Friday’s negative associations are weaker, some have suggested they also have roots in Christian tradition: Just as Jesus was crucified on a Friday, Friday was also said to be the day Eve gave Adam the fateful apple from the Tree of Knowledge, as well as the day Cain killed his brother, Abel.

An important milestone in the history of the Friday the 13th legend in particular (not just the number 13) occurred in 1907, with the publication of the novel Friday, the Thirteenth written by Thomas William Lawson.

The book told the story of a New York City stockbroker who plays on superstitions about the date to create chaos on Wall Street, and make a killing on the market.

The horror movie Friday the 13th, released in 1980, introduced the world to a hockey mask-wearing killer named Jason, and is perhaps the best-known example of the famous superstition in pop culture history. The movie spawned multiple sequels, as well as comic books, novellas, video games, related merchandise and countless terrifying Halloween costumes.

In more recent times, a number of traumatic events have occurred on Friday the 13th, including the German bombing of Buckingham Palace (September 1940); the murder of Kitty Genovese in Queens, New York (March 1964); a cyclone that killed more than 300,000 people in Bangladesh (November 1970); the disappearance of a Chilean Air Force plane in the Andes (October 1972); the death of rapper Tupac Shakur (September 1996) and the crash of the Costa Concordia cruise ship off the coast of Italy, which killed 30 people (January 2012).

Why Call the Traffic Ticket Office?

Be careful this Friday the 13th.  The roads may not be safe, as it is a festive weekend.  The Traffic Ticket Office assists you in finding simple and affordable solutions to keep you driving. We also help you maintain a clean driving record. Our traffic attorneys have helped thousands of clients protect themselves from both the financial and practical burdens traffic tickets can cause. Allow us to represent you. Have an experienced Miami traffic ticket lawyer fight on your behalf.

Call 305-LAW-FIRM (305-529-3476) today for your free consultation.

So, remember, STOP! Don’t Pay That Ticket!

WANT TO READ MORE ABOUT HOW THE TRAFFIC TICKET OFFICE CAN HELP YOU? Click here.

 

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Celebrate Labor Day

Celebrate Labor Day

Labor Day History

Reprinted from Forbes

So why do we celebrate Labor Day?  Happy Labor Day, for those of you in the United States of America!  While having a day off of work to celebrate the end of summer is always a treat, you might be surprised at the real reasons we celebrate Labor Day on the first Monday of September each year.  The Industrial Revolution was at its height in the late 1800s. According to History.com, during this time, “the average American worked 12-hour days and seven-day weeks in order to eke out a basic living.” And even though many states prohibited it, children as young as five or six were often forced to worked in mills, factories and mines.

Because of the long hours, unsafe and unsanitary working conditions, and poor treatment by management, labor unions organized and workers began holding strikes and protest rallies.

Over time, more and more states created the Labor Day holiday. Then, on June 28, 1894, Congress passed an act making the first Monday of September a legal holiday, dedicated to the social and economic achievements of American workers.

Celebrate Labor Day

So as you relax on your day off today (possibly with a cold beer in your hands), don’t forget to take a moment of silence to thank the hardworking men and women from the late 1800s for their efforts to create the much-improved working conditions we now enjoy.

~ Lisa Quastauthor of award-winning book, YOUR CAREER, YOUR WAY!.  Join me on Twitter @careerwomaninc

Did you get a traffic ticket this Labor Day weekend?

Why Call the Traffic Ticket Office?

The Traffic Ticket Office helps you resolve your traffic ticket issues.  We have over 25 years experience. We handle cases dealing with all sorts of Miami traffic violations. From speeding tickets, red light violations, DUI’s, suspended licenses, we can help you.

The Traffic Ticket Office assists you in finding simple and affordable solutions keep you driving. Our traffic attorneys have helped thousands of clients protect themselves from both the financial and practical burdens traffic tickets can cause. Allow us to represent you. Have an experienced Miami traffic ticket lawyer fight on your behalf.

Call 305-LAW-FIRM (305-529-3476) today for your free consultation.

So, remember, STOP! Don’t Pay That Ticket!

WANT TO READ MORE ABOUT HOW THE TRAFFIC TICKET OFFICE CAN HELP YOU? Click here.

 

 

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Miami Solar Eclipse

Miami Solar Eclipse

 

Miami Solar Eclipse

August 21, 2017 — Great American Eclipse (Total Solar Eclipse)

A Few Reasons Why This Eclipse is Significant

1. 1st Total Solar Eclipse in 38 Years…

…for those in contiguous United States (excluding Alaska and Hawaii). The last time anyone in mainland US saw a total eclipse of the Sun was on February 26, 1979. If you live in the US and miss this event, you’ll have to wait 7 more years, until April 8, 2024, to see a total solar eclipse from a location in the contiguous United States.

2. Most North Americans Will Be Able To See Totality…

…if they are willing to drive that is. The total eclipse will only be visible along the Moon’s central shadow, which at its widest will be about 115 kilometers (71.5 miles), according to some sources. Its path will span from the country’s West Coast to the East Coast. The rest of North America, as well as Central America and northern parts of South America, will experience a partial solar eclipse. NASA has estimated that a majority of the American population lives less than a 2-day drive away from the path of totality.

3. A Once-In-A-Lifetime Event

While total solar eclipses are not rare—they occur twice every 3 years on average and can be seen from some part of the Earth—a total eclipse of the Sun that can be seen from the American West Coast to the American East Coast occurs less frequently. In fact, the last time a total solar eclipse was visible from coast to coast was almost 100 years ago, on June 8, 1918!

What makes this eclipse extra special is that it is the first time since the total solar eclipse of January 11, 1880 that a total solar eclipse will occur exclusively over the continental United States—no other country will see totality, though many countries will see a partial eclipse of the Sun.

Because of these reasons, the eclipse is also being called the Great American Eclipse.

4. Parts of 14 American States Will Go Dark…

…for the 2 minutes of totality. The Yaquina Head Lighthouse in Newport, Oregon will be the first location on continental US soil to see totality. The partial phase of the eclipse will begin here at 9:04 am local time. Lincoln City, Oregon will also be one of the first locations in the country to experience totality.

Oregonians will also be the first to see totality as the Moon’s shadow moves east at an average speed of about 3600 km/h (2237 mph). After Oregon, the eclipse will move through Idaho, Wyoming, Nebraska, Kansas, Missouri, Illinois, Kentucky, Tennessee, North Carolina, Georgia, and South Carolina. Montana and Iowa are the only states where the path of totality will pass through unpopulated areas. People in Charleston, South Carolina will be some of the last people in the US to see totality.

Nashville, Tennessee is one of the few large cities in the United States to fall completely within the eclipse’s path of totality. Interestingly, only some parts of Kansas City, Kansas and Kansas City, Missouri will be able to see a total solar eclipse.

5. Totality Will Be Spectacular

Totality in a solar eclipse begins and ends with a diamond ring.

If you are lucky enough to be in the path of totality, you are in for an astronomical treat, weather permitting, of course. When the eclipse begins, at 1st contact, it will appear as if the Moon is taking a bite out of the Sun. As the eclipse progresses, the sky will get darker, the temperature will drop, and if you pay attention, animals and birds will become quieter.

At 2nd contact, which is when totality begins, Baily’s Beads become visible. As the Moon completely covers the Sun’s surface, the diamond ring can be seen. You might also see pink spots called prominences near the diamond. These spots are caused by gases on the Sun’s surface.

Totality is the only time when one can see the corona, the Sun’s atmosphere. At 3rd contact, Baily’s Beads will once again become visible and a second diamond ring may appear.

6. Stars During the Daytime

As the sky turns dark, planets and stars hidden in the sky by the Sun’s bright light will reappear. Look for Mars, Mercury, Jupiter, and Venus during totality.

7. You Will Need Eye Protection

Do not look directly at the Sun, before, during or after the eclipse without any protective eyewear.

Looking at the Sun with your naked eyes is highly dangerous and can even cause blindness. The safest way to see a solar eclipse is to wear protective eclipse glasses or use a pinhole projector you can easily make yourself.

Did You Know? This is the First Total Solar Eclipse in USA Since 1979
This is the first total eclipse of the Sun visible from the contiguous United States (excluding Alaska and Hawaii) since February 26, 1979. The last time a total eclipse was visible from coast to coast was on June 8, 1918.
Eclipse calculations usually accurate to a few seconds.

Next Total Solar Eclipse will be on Jul 2, 2019.

Why Call the Traffic Ticket Office?

The Traffic Ticket Office helps you resolve your traffic ticket issues.  We have over 25 years experience. We handle cases dealing with all sorts of Miami traffic violations. From speeding tickets, red light violations, DUI’s, suspended licenses, we can help you.

The Traffic Ticket Office assists you in finding simple and affordable solutions keep you driving. Our traffic attorneys have helped thousands of clients protect themselves from both the financial and practical burdens traffic tickets can cause. Allow us to represent you. Have an experienced Miami traffic ticket lawyer fight on your behalf.

Call 305-LAW-FIRM (305-529-3476) today for your free consultation.

So, remember, STOP! Don’t Pay That Ticket!

WANT TO READ MORE ABOUT HOW THE TRAFFIC TICKET OFFICE CAN HELP YOU? Click here.

 

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Back to School Traffic Issues

Back to School Traffic Issues

Back to School Traffic Issues

As summer school break begins to wind down, everyone is slowly readjusting to reality. With that, comes more traffic. No You’re probably already running to get school supplies.  In this,  you’re finding new shortcuts to work and potentially, to your kids’ school.  It’s time to remind you of various back to school traffic issues.

Here are a few reminders as the back-to-school season quickly approaches:

Above all, don’t forget to share the road with pedestrians. This is very important since most schools have drop off and pick up procedures that may cause children to walk on the road to get to their cars. Additionally, pay attention to schools buses and leave enough room for them to be able to make frequent stops and let children off at any given moment. Finally, be alert and follow the posted speed limit signs.  The Traffic Ticket Office cannot stress enough how many traffic violations there are during the school year from drivers exceeding the school zone speed limit because they did not leave themselves enough time to get to work. Leave a little earlier to give yourself a grace period given there may be numerous school zones in your area.

Why Call the Traffic Ticket Office?

The Traffic Ticket Office helps you resolve your traffic ticket issues. Would you attempt to represent yourself in court? We have over 25 years experience. We handle cases dealing with all sorts of Miami traffic violations. From speeding tickets, red light violations, DUI’s, suspended licenses, we can help you. We are even successful helping habitual offenders keep their licenses. Because of this, we know how to best represent your particular situation. As a result, we will clear your driver’s license.

The Traffic Ticket Office assists you in finding simple and affordable solutions keep you driving. We also help you maintain a clean driving record. Our traffic attorneys have helped thousands of clients protect themselves from both the financial and practical burdens traffic tickets can cause. Allow us to represent you. Have an experienced Miami traffic ticket lawyer fight on your behalf.

Call 305-LAW-FIRM (305-529-3476) today for your free consultation.

So, remember, STOP! Don’t Pay That Ticket!

WANT TO READ MORE ABOUT HOW THE TRAFFIC TICKET OFFICE CAN HELP YOU? Click here.

 

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Miami traffic tickets

Miami traffic tickets

Top Traffic Ticket Issued in Miami: A Speeding Violation

Ever questioned what the most popular traffic violation is in Miami?  If you guessed speeding, you are correct. Speeding violations are the most issued type of Miami traffic tickets. More often than not, speeding violations are issued more than other types of traffic violations.

Try to be mindful of your speed especially in residential and school zone areas. Police patrol certain areas which have the tendency to have a good amount of traffic.

Other Types of Miami Traffic Tickets

Red light tickets are also exponentially growing. The best way to avoid a red light traffic violation is to pay closer attention to the traffic lights. If you happen to slow down, and still go through a yellow light, chances are  you’ll be receiving a Miami red light violation.

Finally, in Miami we have many highways and expressways.  Naturally, you use them to get from point A to point B.  The most common violation on the road is when you commit an unsafe lane change. Upon receiving your driver’s license, you had to learn the basics of the functions in a car.  Among the most popular you use as a driver is the turn signal. Yes, while it may be for a moment, use your turn signal.  Because the turn signal is used for prevention, it will keep you from having an accident along with unsafe lane changing by weaving in and out of lanes.   Do this and you’re just asking for trouble, particularly if you’re also speeding compared to the other cars on the road.

Why Call the Traffic Ticket Office?

The Traffic Ticket Office helps you resolve your traffic ticket issues. We have over 25 years experience. We handle cases dealing with all sorts of Miami traffic violations. From speeding tickets, red light violations, DUI’s, suspended licenses, we can help you. We are even successful helping habitual offenders keep their licenses. Because of this, we know how to best represent your particular situation. As a result, we will clear your driver’s license.

The Traffic Ticket Office assists you in finding simple and affordable solutions keep you driving. Our traffic attorneys have helped thousands of clients protect themselves from both the financial and practical burdens traffic tickets can cause. Allow us to represent you. Have an experienced Miami traffic ticket lawyer fight on your behalf.

Call 305-LAW-FIRM (305-529-3476) today for your free consultation.

So, remember, STOP! Don’t Pay That Ticket!

WANT TO READ MORE ABOUT HOW THE TRAFFIC TICKET OFFICE CAN HELP YOU? Click here.

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Miami summer driving

Miami summer driving

 

Miami Summer Driving

Hello summer and hello more traffic. We have reached the time of year where the roads become bumper-to-bumper, the weather is either too hot or monsooning and no one knows how to get around this commotion.  Yes, Miami summer driving can be challenging.  Not only does the Traffic Ticket Office help with Miami traffic tickets and incidents such as DUI’s, but we are also here to tell you that you should remain alert this summer because you never know who else is on the road and whether or not they are paying attention.

Although Miami construction is a year round event, summer is always construction season.  Construction is a year round event. and for most projects it has lasted more than just one year. Be mindful of the road closures and workers that are present on most major highways for the next few months. Additionally, summer is the best time for new drivers to practice in parking lots and residential streets. If you happen to see someone learning how to maneuver a car, just be courteous and either drive around them or wait and turn off on the next road.

What most people do not realize is that Miami is a hot destination spot for out-of-towners.  With this, we experience both increased pedestrian and vehicle traffic. Believe it or not, all the back roads you may want to use to avoid rush hour will be congested as well. All in all, just be aware of your surroundings now during this summer, but all the time, even if you are just a passenger in a car.

Why Call the Traffic Ticket Office?

The Traffic Ticket Office helps you resolve your traffic ticket issues. Would you attempt to represent yourself in court? We have over 25 years experience. We handle cases dealing with all sorts of Miami traffic violations. From speeding tickets, red light violations, DUI’s, suspended licenses, we can help you. We are even successful helping habitual offenders keep their licenses. Because of this, we know how to best represent your particular situation. As a result, we will clear your driver’s license.

The Traffic Ticket Office assists you in finding simple and affordable solutions keep you driving. We also help you maintain a clean driving record. Our traffic attorneys have helped thousands of clients protect themselves from both the financial and practical burdens traffic tickets can cause. Allow us to represent you. Have an experienced Miami traffic ticket lawyer fight on your behalf.

Call 305-LAW-FIRM (305-529-3476) today for your free consultation.

So, remember, STOP! Don’t Pay That Ticket!

WANT TO READ MORE ABOUT HOW THE TRAFFIC TICKET OFFICE CAN HELP YOU? Click here.

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Miami  Hurricane Season

Miami Hurricane Season

 

Courtesy of CNBC

Miami Hurricane Season

Protecting your home during Miami hurricane season is not the business of the Traffic Ticket Office.  However, suggesting tips for your overall safety, your family’s and your property, never fails.  Since we’re officially in Miami hurricane season,  have a look at these suggestions offered by CNBC just yesterday.  Protect yourself and your assets.
You — and your home — are in for a tough Miami hurricane season. Scientists expect 11 to 17 named storms in 2017, and as many as 9 may be hurricanes.   June 1 through November 30 is known as hurricane season.

Scientists at the National Oceanic and Atmospheric Administration are forecasting “an above normal” hurricane season with as many as 11 to 17 named storms this year. Of those, 5 to 9 could become hurricanes. As a result, four of these may become major hurricanes with sustained winds of at least 111 mph.

Hurricane Sandy, which bashed the East Coast in October 2012, resulted in $18.8 billion in estimated insured losses, according to Verisk Analytics’ Property Claim Services.

Check these items in your existing policy to get a sense of how well you’re covered in the event of a storm:

Homeowners insurance limits:

Your homeowners coverage isn’t bulletproof if a tropical storm or hurricane strikes your home.

For instance, your policy may have a hurricane deductible, making you responsible for the equivalent of 1 percent to 5 percent of your home’s insured value.

Whether this deductible is applied will be based on your policy’s terms and your state’s insurance laws. Hurricane deductibles are in effect in 19 states and the District of Columbia, according to the Insurance Information Institute. These are Alabama, Connecticut, Delaware, Florida, Georgia, Hawaii, Louisiana, Maine, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas and Virginia.

Aim to have at least the amount you’d need to meet your deductible either in cash or in a home equity line that you arrange ahead of time.

Flood insurance:
Your homeowner’s coverage likely won’t cover any damage related to flooding, so you’ll need to buy this coverage through either the National Flood Insurance Program or the private market. A 2016 poll from the Insurance Information Institute showed that 12 percent of American homeowners had a flood insurance policy.

Keep in mind that this isn’t a cure-all: Under the program, coverage on the structure of your home is limited to $250,000, and your contents are protected up to $100,000.

Here’s your checklist

Know your deductible. Understand the amount you’ll need to pay out of pocket before your coverage kicks in. See how your hurricane deductible compares to your standard deductible.

Review your policy’s details.  Examine your homeowner’s policy and see if your insurer will reimburse you for a hotel stay or rental home if needed. Check the limits: These can be a per diem or a flat dollar amount.

Top up your insurance shortfalls now. If you haven’t bought flood coverage, and you live near water, you’re taking a big risk. Consider excess flood coverage if your home’s value exceeds the $250,000 maximum covered by the National Flood Insurance Program.

Don’t forget personal items. Think about adding endorsements to your homeowner’s coverage so that you can replace valuables

Consider improvements to protect your home. Check valves can protect your home from sewage and drainage backflow. Roof clamps and window shutters can limit your wind damage in the event of a storm. “Once you’ve let the wind in through a broken window, the likelihood is that you’ll lose the roof and home.”

Why Call the Traffic Ticket Office?

Miami’s Traffic Ticket Office helps you resolve your traffic ticket issues. Miami’s Traffic Ticket Office, also known as the Ticket Clinic on 103rd street, has a team ready to assist in your defense.

Call the Traffic Ticket Office Today

The Traffic Ticket Office assists you in finding simple and affordable solutions to help you stay on the road. Additionally, we help you maintain a clean driving record. Our Miami traffic ticket attorneys have helped thousands of clients just like you. Have an experienced lawyer fight your Miami traffic ticket.

Call 305-LAW-FIRM (305-529-3476) or contact us here for immediate help with your Miami traffic ticket.

 

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